Insurance Information

Insurance Information

Do I really Need an Insurance?
Yes it is compulsory for you to have an insurance if you travel with GST and wise to have one if you travel on your own.

What type of Insurance contract do I need?
Your insurance must cover mountain rescue by helicopter and repatriation to your country of residency. Make sure the altitude that you are at during your trek is not a cause of exclusion the rescue.
Verify the amount covered by the insurance, keeping in mind that a helicopter rescue in Nepal is a minimum of 3100 USD. Most treks above 3000m will mean your rescue needs a helicopter.

If you are travelling for more than 3 months know that most insurance companies consider you an expatriate after the 90 days limitation, your contract would be void from there on.

If you are mountaineering (climbing a peak or a mountain) you need a contract which covers search and rescue by helicopter in mountainous terrain.


I have a Credit/Debit Card Insurance.
For your credit/debit card insurance to function on your travels you must pay your plane ticket with this card. Ask your card insurance to send you a certificate that they cover helicopter rescues as well as all medical and rescue related charges for high altitude sickness.


Which insurance companies do you recommend?
Europ Assistance (
Global Rescue ( link )
Because of their rapid, precise and efficient response.